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The Georgia Dream Homeownership Program has helped over 83,000 Georgians achieve the dream of homeownership by providing affordable first mortgage financing and down payment assistance.
Here's how we can help you…
30 year low fixed interest rate mortgages
• Up to 100% financing
• Flexible approval guidelines for Conventional, FHA, VA, or USDA-RD mortgage loans
• Very low closing costs
• Involuntary unemployment, accidental disability, and accidental death
and dismemberment insurance available
It's easy to qualify!
1) You must be a first time homebuyer or not have owned a home in the past three years, or purchase a home in a targeted area to qualify for first mortgage financing.
2) If you purchase a home in the Atlanta MSA:
Your total household income based on the number of persons living in the home can be no more than:
One to Two persons $68,000
Three or more persons $78,000
You may qualify to purchase a home with a sales price of up to $250,000
3) If you purchase a home in any county in Georgia not listed in Atlanta MSA Area:
Your total household income based on the number of persons living in the home can be no more than:
One to Two persons $58,000
Three or more persons $67,000
You may qualify to purchase a home with a sales price of up to $200,000.
*Atlanta MSA Areas:
Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, Dekalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Newton, Paulding, Pickens, Pike, Rockdale, Spalding or Walton Counties. |
